Despite Price Dip, 93% of XRP Supply Remains Profitable as SWIFT Eyes Ripple and Hedera for Blockchain Bridging

Market Context

This strong wallet-level profitability reveals broad investor resilience, even amid recent volatility. At the same time, SWIFT’s interest in Ripple and Hedera reflects a global trend of converging traditional and digital finance—particularly within ISO 20022 migration and tokenization frameworks.

Technical Details

• On-Chain Profitability: Analyst Xaif Crypto reports that although XRP has dipped to around $2.90, 93% of its circulating supply remains profitable. Since July, holders have averaged gains of 90% or more, with profitability never falling below 80% since the post-election rally. Glassnode data corroborates this high profit ratio.
• SWIFT Blockchain Integration: As part of its digital asset trials, SWIFT is exploring integration possibilities with Ripple and Hedera to enhance interoperability and efficiency. Over 11,500 financial institutions are involved in trials aimed at integrating digital assets into existing banking infrastructure, leveraging Ripple’s fast settlement features and Hedera’s hashgraph consensus model.

Analyst Perspectives

Market observers suggest that while the high level of XRP profitability signals strong investor sentiment—potentially acting as a bullish indicator—it also increases the risk of profit-taking if the momentum shifts. On the institutional side, inclusion in SWIFT’s trials is seen as legitimizing—but widespread adoption would depend on further regulatory clarity and operational alignment.

Global Impact Note

This convergence of holder resilience and institutional validation positions XRP as a bespoke asset within global finance. Should SWIFT formalize bridges with Ripple or Hedera, it could accelerate cross-border crypto adoption—especially in regions seeking low-cost, instant settlement solutions. At the same time, HBAR’s inclusion signals that innovation around consensus models and scalable infrastructure is being noticed.